Quartz

Investor: Daphni

London-headquartered consumer wealthtech platform Quartz has officially launched out of private beta in the UK, securing £2.75 million (€3.2 million / $3.6 million) in Pre-Seed funding led by French venture capital firm Daphni. Summary of transaction details: Value: £2.75 million (€3.2 million / $3.6 million) Pre-Seed round. Sector: Fintech / WealthTech / Personal Finance & Consumer AI. Advisor: Not disclosed. Key Entities: Target: Quartz (Quartz Money Technologies Ltd); Lead Investor: Daphni; Co-Investors: Outward VC, K Fund; Strategic Angels: Philippe Gelis (Founder & CEO of Kantox), Gilles BianRosa (former Chief Product Officer at N26 and Kraken); Key Founders: André Silva (CEO), Mateus Mesquita Alves (CPO). Location: London, UK (HQ), with a distributed engineering footprint across Barcelona, Spain and Porto, Portugal. Note: Founded in 2025 by former Revolut Head of Global Expansion André Silva and former N26 Investment Product Lead Mateus Mesquita Alves, Quartz aims to democratize personal wealth management for digital-native consumers. Wealth management has historically remained polarized between expensive, high-cost human financial advisors and rigid, automated retail banking apps that offer static category charts. Quartz bridges this gap by operating as an FCA-registered Account Information Service Provider (AISP). Using proprietary API connectors, the platform consolidates a user's entire net worth—including workplace pensions, ISAs, high-yield savings, and trading portfolios across external brokers—into a single, unified mobile dashboard. The platform incorporates Charlie, an AI-driven personal financial assistant that continuously monitors market movements and portfolio holdings to surface tailored, non-advisory guidance and answer complex user questions. Having operated in private testing since Q1 2026 tracking over £10 million in user assets, Quartz will deploy this £2.75m pre-seed injection to scale UK waitlist onboarding across iOS and Android, expand Open Banking data integration pipelines, and strengthen its distributed product team.